DENTAL BENEFITS 2022: Time To Use Them Up!

Dr. Christopher Li Etobicoke - Li Family Dental

By Dr. Christopher Li

November 14, 2022

dental benefits, dental care, dental health

Updated November 2022

Dental benefits expire on December 31st every year if you don’t use them. Have you used up yours for 2022 yet? If not, there’s still time – but you need to hurry… don’t leave your money on someone else’s table!

You Are In Control Of Your Oral Health

While we are still largely in uncertain times, you do have control over one thing:  your oral health.

We’ve always known how important it is to keep our teeth and gums healthy. But research in recent years has now undeniably confirmed the significant impact that our oral health — whether good or bad — has on our overall state of health and well-being.

Oral Health-Heart Health - Dental Benefits - Li Family Dental

You’ve no doubt heard by now, for example, that there is a strong correlation between gum disease and heart disease. But did you also know that it’s a two-way street  — that likewise, certain diseases like diabetes increase your risk of gum disease and other oral health issues?

It’s a symbiotic relationship, between our mouths and the rest of our bodies… one that we need to nurture and protect fiercely – especially right now, when the health of our entire world is in jeopardy.

So — what on earth does all this have to do with dental benefits?

I’m glad you asked!

It Really Is True:  Use ‘Em Or Lose ‘Em

It’s a phrase that we use often in many different contexts:  use it or lose it.

Your muscles?  Use them or lose them.
Your brain?  Use it or lose it.

Your dental benefits?  USE THEM OR LOSE THEM!


It’s absolutely true in this context too. You may think that by NOT using your dental benefits each year, you can stockpile all that unclaimed cash with your insurance provider so that when a really big dental procedure is needed for someone in your family, you’ll have a windfall at your disposal to pay for it.

Not so! Whatever you don’t use up by December 31st each year simply expires. Vanishes into thin air, never to be seen again. Actually, scratch that – never to be seen by you again.

Somebody is indeed cashing in from your unused dental benefits, but it sure isn’t you. That money, earmarked throughout the year by your insurance provider specifically for your family’s dental plan – which you have faithfully paid into throughout the year – if not used for dental work, goes right back into the pockets of the insurance company come January 1st.

Yep, insurance companies love it when you don’t use up your benefits, because they can then keep all that unclaimed cash for themselves. And if you knew how many people keep paying and paying into their plan all year in order to have those benefits, and then simply let them expire on December 31st without using them up? It would shock you. In fact, it happens so often that insurance companies count on it as part of their yearly projected revenue.

So, what can you do to keep your hard-earned money working for you — and not for your insurance provider? Use the benefits you have – NOW! There’s no excuse not to take advantage of them!

Has it been a challenging two and a half years? Absolutely.
Was your dental office closed for a few months in the beginning of the pandemic? Absolutely.
Are you now behind on your checkups and cleanings? Probably.

Is there still a way to catch up before your benefits expire? Absolutely!

What Do I Do Now?

Dental Consultation - Dental Benefits - Li Family Dental

Simple. Contact us ASAP and we will help make sure you don’t lose out on what you are entitled to, as we head into the final few weeks of 2022.

Whether you just need a good cleaning to get you back on track, or you’ve been putting off a more intensive procedure that you know you might need, book an appointment right away so together we can come up with a plan for your treatment before the end of the year.

Because now, more than ever before, it’s vitally important to stay on top of our oral health. We need to keep our immune systems humming at peak capacity to stay ahead of this next cold and flu season. And we now have irrefutable evidence that optimizing our oral health is a crucial piece of that immunity puzzle.

Not to mention the continuing potential uncertainty of many people’s economic situation. We all need to be diligent at managing our family finances, and using up the dental benefits we are entitled to is one of the best ways to manage those finances responsibly.

It’s not too late! Call Li Family Dental at 416-232-2033 today – we can help!

Dr. Christopher Li

About the author

Doctor Christopher Li, DDS
Dr. Chris, as he is affectionately known, is a licensed dentist with over 20 years experience. His caring personality makes even the most tentative person at ease. Patients are constantly commenting about how Dr. Chris is incredible at delivering pain-free freezing, and how he has an amazing chair-side manner.  Dr. Chris loves sharing information with his patients and everyone who has teeth about how to care for their teeth, avoid tooth decay, and the treatments available to help them overcome their tooth pain or other dental issues so they can enjoy life and food to its fullest!

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